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Question

Am i saving money by loaning out players?

I have been loaning out players for a while, and recently noticed a change that unmanaged clubs are now making offers for my loan listed players. My question is, am i actually saving any money by loaning them out in that my wage bill SHOULD be less? Im not noticing any extra money per "turn" so far, and if the players i loaned out to unmanaged clubs play in cup games for these unmanaged clubs are they banned for playing for my team in the same cup if i recall them? Thanks


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